Credit Repair Companies

Credit Repair Companies

If you have had credit challenges in the past, beware of unscrupulous companies that promise they can solve all your problems. Far too many take advantage of you. They typically will charge you an upfront setup fee and then a monthly charge for as long as you remain a client. Most of them just take the “shotgun” approach and dispute every negative item on your report, every month. The credit reporting agency is then required to ...

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Have You Checked Your Credit Score Lately?

Have You Checked Your Credit Score Lately?

With it already being almost May and the transition into 2014 having finally ceased, you might be considering a move. Since real estate prices are up over 13% from last year in metro Atlanta, some of you may finally feel like you can sell for a price that makes sense. And based on real estate analyst predictions for the next year, it may benefit you to check out our previous post to find out what it could cost you ...

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Is my credit good enough to purchase a home?

Credit challenges often prevent folks from even considering home-ownership. This is a mistake. Even in the worst credit situations, you have to have a starting point. Once we have a loan application and pull a copy of your credit, we can make a quick determination if it’s possible to get you a loan and under what terms (what size down payment, if any, and at what interest rate.)

If we determine that a loan is not possible at this time, or ...

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