Choosing a Neighborhood: 6 Things to Consider

Choosing a Neighborhood:  6 Things to Consider

For many homebuyers, choosing a neighborhood is more important than choosing a house when shopping for a place to live. You can repair, remodel, or renovate a house but there are many things about a neighborhood you can’t change. What should a buyer look for in a neighborhood? This list may change based on your interests, but there are many neighborhood factors that can add value to your home. Remember, it is all about “Location, location, ...

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Spring is a Great Time to Buy a Home!!

Spring is a Great Time to Buy a Home!!

Here are four reasons why Spring is a great time to buy a home.

Rising Prices

According to CoreLogic’s latest Home Price Index report, home prices have appreciated by 6.6% over the last 12 months and prices will continue to rise over the next year (approximately 4.3%). If you are waiting for the bottom of the market with regards to home values, waiting no longer makes sense; The bottom has come and gone.

Increasing Interest Rates

Freddie Mac’s Primary Mortgage ...

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7 Factors: What to Consider When Choosing a Home to Retire In

7 Factors:  What to Consider When Choosing a Home to Retire In

As the population ages and more baby boomers near retirement, the question of what to do about housing becomes an important one. Given the low available inventory in the starter and trade-up home categories, it makes sense for homeowners to evaluate their homes’ ability to adapt to whatever needs retirement may bring. According to NAEBA (National Association of Exclusive Buyers Agents), there are 7 factors that you should consider when choosing your retirement home.

  1. Affordability

“It may be ...

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Selling a House? 10 Things Home Buyers Look For

Selling a House? 10 Things Home Buyers Look For

Previously we’ve mentioned how great today’s rates are compared to the past and we’ve broken down the cost of waiting to buy. But, what about selling a house? Maybe it’s time to move-up and buy for a growing family, or maybe you’re now empty nesters and it’s time to sell and move to a new location, or maybe you’re in a better financial position ...

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Home Buying: 5 Things to Consider First

Home Buying: 5 Things to Consider First

Whether you’re a first time home buyer or a move-up buyer, before buying a house, it’s important to check out all aspects of the new home to prevent costly mistakes in the future. The following list represents issues that have the potential of turning your home ownership dream into a night-mare:

1. Siding – Houses built in the 1980’s & ’90’s are more susceptible to cheap siding which can trap moisture if not properly maintained. ...

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The Benefits of Getting a Pre-Approval

The Benefits of Getting a Pre-Approval

Faster closing times, stronger purchasing power, and  greater loan flexibility are just a few of the ways getting pre-approved puts you at an advantage prior to ever even looking at a home. Often times when home buyers decide they’re ready to buy, the first person they contact is a Realtor. However, not only does speaking with a Lender prior to looking at houses give you and your Realtor a better idea of what you can actually afford, you also put yourself ahead of ...

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“Getting Pre-Approved Just Isn’t Enough” – Here are 3 Different Types of PreApprovals

“Getting Pre-Approved Just Isn’t Enough” – Here are 3 Different Types of PreApprovals

These days Atlanta homes are selling quickly and buyer competition can be tough. That’s why at The Family Mortgage Team in Atlanta, we stress to our clients the importance of getting pre-qualified before ever going to even look at a home! And with homes today having multiple offers, most of the time a simple pre-qualification isn’t enough to seal the deal. Below we explain the 3 types of pre-approvals; Pre-Qualification, Certified Homebuyer, and Pre-Approval. One of which ...

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Buying Vs. Renting | What You Need To Know

Most people buy homes for very emotional reasons. But how do you know if it is time for you to purchase?

Most people who rent can actually afford to buy their own home. So what is stopping them? 

A lot of people believe that owning a home in requires a big down payment, which is difficult to save while paying all their regular monthly bills. Others are convinced they wouldn’t qualify for a mortgage, and that the payment would be too much ...

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