Loan Programs

How Trusted Professionals Make Homebuying Easier to Understand

This summer, many buyers are getting ready to enter the housing market. Others continue dreaming about the homes they’d like to buy. The truth is, many potential buyers continue to dream longer than they need to, simply because they’re confused about the homebuying process. Thankfully, working with a trusted real estate professional can help ease …

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3 Things To Consider Before Requesting A Mortgage Forbearance

Our job is to help you navigate through one of the most important financial decisions you’ll ever make—purchasing or refinancing a home. Your trust in us is something we take very seriously as a mortgage professionals and because of this, we wanted to reach out and address a topic that we’ve seen a lot of …

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Does Your House (or a House You are Looking at) Need Some TLC?

If you are thinking about upgrading your home or purchasing a home that needs some work, we specialize in providing Renovation Loans that work wonderfully for these situations. We have contractors that we work with, on our timeline, allowing for a 30 to 35-day process to closing. Typically, you can finance all the improvements because …

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Georgia HARP Refinances Shave Mortgage Payments for Home Owners

  Are a homeowner in Georgia looking to refinance your mortgage but you owe more than your home is worth? You may be a candidate for a HARP refinance loan despite your homes value. There a few requirements for obtaining a Georgia HARP loan and the process can be a little complicated but don’t sweat …

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Shopping for a mortgage: How can I be sure I’m comparing apples to apples?

Once you are satisfied that you are working with a top-quality professional mortgage advisor, here are the rules and secrets you must know to “shop” effectively. First, IF IT SEEMS TOO GOOD TO BE TRUE, IT PROBABLY IS. But you didn’t really need us to tell you that, did you? Mortgage money and interest rates …

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Factors That Affect Home Mortgage Rates

Home loans can be generally placed into one of four categories; Conventional, Alt-A and Sub Prime and second mortgages/home equity lines of credit. We will briefly touch on what impacts rates for each of these types of loans. Let’s start with the most common, conventional loans. Fannie Mae and Freddie Mac are quasi governmental agencies …

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