Loan Approval Factors

Credit Scores – Don’t Sweat the Small Dips

We assist people with understanding and improving their credit scores with great regularity. One of the questions that comes up frequently is why credit scores go up and down so frequently? Credit Scores are made up of five main components. The first is making your payments on time (35% of your score). If you make, …

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10 Credit Don’ts During the Loan Process

Listed below are the 10 credit mistakes to avoid once you’ve been approved for a loan! And if at anytime during your loan process you are unsure about something, always call your loan officer to confirm! DON’T DO ANYTHING THAT WILL CAUSE A RED FLAG TO BE RAISED BY THE CREDIT SCORING SYSTEM. This would include adding new …

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Pre-Approved? You May Need a Second Opinion

Have you already been pre-approved for a mortgage?  If I were, you, I’d call for a “second opinion.” If you have already been pre-approved or pre-qualified for a mortgage on your next home, are you absolutely sure you are getting the best deal? I’m not talking about interest rate either. I’m talking about the structure …

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