First Time Buyers

5 Tips for Making Your Best Offer

5 Tips for Making Your Best Offer

In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams. Below are five things to keep in mind …

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What Credit Score Do You Need for a Mortgage?

What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be …

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True Cost of Buying a Home

The True Cost of Buying a Home

As you begin to consider purchasing a new home one of the first things you should do is get an idea of what “the numbers” will look like.  Ultimately the 2 most important numbers will be (1) the monthly payment and (2) how much money you will need at closing, but there are a lot …

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VA Loan Benefits

75 Years of VA Home Loan Benefits

How we help those who have served our country… We salute those who have served our country in war or peace, and we thank them for their sacrifice. 2019 marked the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities for …

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7 Strategic Moves as You Prepare to Apply for a Mortgage

Rent Before You Buy – It is always a good idea to get a year or so under your belt as a tenant so you can understand some of the challenges that come with homeownership. Put yourself in the shoes of your landlord. Lenders like to see a track record of making housing payments prior …

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Why Hire a Professional When Buying or Selling Real Estate?

Buying or selling a home can be the adventure of a lifetime and having an experienced real estate professional to help guide you throughout the process can be invaluable. Many sellers think that they can leverage online tools and sell the home themselves (For Sale by Owner or FSBO), but engaging a professional to assist …

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