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The latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we’ve learned after closing more than 4,000+ home loans over the past 15 years.

The Cost of Waiting to Buy a Home

Spring is upon us so you might be thinking about selling your house again. In Atlanta, we finally had the first year-over-year increase in five long years. How much values increased (if they did at all) in your neighborhood depends on your specific area of Atlanta, but most of us experienced a pop in value. …

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Georgia HARP Refinances Shave Mortgage Payments for Home Owners

Are a homeowner in Georgia looking to refinance your mortgage but you owe more than your home is worth? You may be a candidate for a HARP refinance loan despite your homes value. There a few requirements for obtaining a Georgia HARP loan and the process can be a little complicated but don’t sweat it. …

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where does the money come from for a loan

Where does the money come from for the loan?

Here’s a good question we’re asked all the time: Where does the money come from for the loan? And here’s the answer: Mortgage lending operates under three distinct models: Mortgage Brokers, Mortgage Bankers and Retail Banks. 1. Mortgage Brokers are much like independent insurance agents — they have access to many different lenders and many different …

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