Buying or selling a home can be the adventure of a lifetime and having an experienced real estate professional to help guide you throughout the process can be invaluable. Many sellers think that they can leverage online tools and sell the home themselves (For Sale by Owner or FSBO), but engaging a professional to assist you has become even more necessary due to the projections of higher mortgage interest rates, higher home prices, and fluctuating market ...Continue Reading →
As the population ages and more baby boomers near retirement, the question of what to do about housing becomes an important one. Given the low available inventory in the starter and trade-up home categories, it makes sense for homeowners to evaluate their homes’ ability to adapt to whatever needs retirement may bring. According to NAEBA (National Association of Exclusive Buyers Agents), there are 7 factors that you should consider when choosing your retirement home.
“It may be ...Continue Reading →
Categories: Articles, Atlanta Housing Market, Benefits of Ownership, Blog, Education, Featured Articles, Finding Your Home, General, Home Buyers, Insurance, Interest Rates, Misconceptions, Property Taxes, Refinance, The Buying Process
When you find a house you love and are ready to make an offer to the seller, the ideal situation would be for the first offer to be accepted. This can be a challenge when there are multiple offers so it is a good idea to present the best, cleanest offer you can without doing anything to sabotage yourself in the process.
Although there are many ways in which you can sabotage yourself, all are avoidable.
- No Pre-Approval
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Purchasing a home can be one of the most rewarding and meaningful transactions folks will ever be a part of. Outside of the obvious reasons for owing a home (shelter from the elements, more space for a growing family, shortened commute to work/school/family, etc.) using your home for its investment aspects is especially attractive given current rates and market conditions. I would, however, argue that you should not just consider the investment, the pricing, or the timing of the ...Continue Reading →
…..The Catch 22
Here’s the Situation: You think you don’t have enough money saved to purchase a home, so you’re renting for a few more months… or even years.
But here’s the Problem: The cost to rent is steadily increasing; however renter’s total income is not. In turn, a higher percentage of income goes towards rent and ...Continue Reading →
For a long time the real estate market was saturated with foreclosures. In fact, according to one expert, 60% of real estate sales in recent years have been through foreclosures and short sales. Over time, most of them have cleared out and the ones that still remain are in conditions that most buyers think they don’t have the money to fix.
Enter the renovation loan. In many ways, purchasing a home with a Continue Reading →
Previously we’ve mentioned how great today’s rates are compared to the past and we’ve broken down the cost of waiting to buy. But, what about selling a house? Maybe it’s time to move-up and buy for a growing family, or maybe you’re now empty nesters and it’s time to sell and move to a new location, or maybe you’re in a better financial position ...Continue Reading →
A Short Sale or a Foreclosure is most definitely not something anyone wishes upon them self or their loved ones. But, if you happen to be one of the many Americans who unfortunately experienced a Short Sale or Foreclosure, The Family Mortgage Team of Atlanta has good news for you! Listed below and in our infographic you’ll see Six Reasons Past Short Sale Sellers can (and ...Continue Reading →
Whether you’re a first time home buyer or a move-up buyer, before buying a house, it’s important to check out all aspects of the new home to prevent costly mistakes in the future. The following list represents issues that have the potential of turning your home ownership dream into a night-mare:
1. Siding – Houses built in the 1980’s & ’90’s are more susceptible to cheap siding which can trap moisture if not properly maintained. ...Continue Reading →
Faster closing times, stronger purchasing power, and greater loan flexibility are just a few of the ways getting pre-approved puts you at an advantage prior to ever even looking at a home. Often times when home buyers decide they’re ready to buy, the first person they contact is a Realtor. However, not only does speaking with a Lender prior to looking at houses give you and your Realtor a better idea of what you can actually afford, you also put yourself ahead of ...Continue Reading →