The latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we’ve learned after closing more than 4,000+ home loans over the past 15 years.
Today, home mortgage interest rates are hovering near all-time lows and there’s more incentive now more than ever to purchase a home or refinance. Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars …
Purchasing a home can be the most major financial event in your life. Given that, you want to ensure you are doing everything you can to avoid overpaying for your dream home. It’s not that difficult, but unfortunately you do not have a long time to decide. What is the best price to offer that …
If you are thinking of buying a home, you may not know where to start. Here is a simple list of 10 steps that you will go through to purchase a home. Make sure to ask your agent for details about each step and what else may be required in your area! 1. Save For …
With the housing market staggered to some degree by the health crisis the country is currently facing, some potential purchasers are questioning whether home values will be impacted. The price of any item is determined by supply as well as the market’s demand for that item. Each month the National Association of Realtors (NAR) surveys “over 50,000 real …
Will Home Values Appreciate or Depreciate in 2020? Read More »
From Scott’s Perspective – April 2020 Newsletter COVID–19…Three months ago, we had no idea it existed. Yet, here we are… in week three of our “social distancing” experiment, and week one of “shelter in place.” For many of us, hanging out in our homes way more than normal makes us feel like caged animals. Our …
By now, If you are a homeowner and have a mortgage, you most likely have heard about the option for mortgage forbearance. The government, in their infinite wisdom, came up with this plan to allow homeowners to skip monthly mortgage payments for up to six months assuming that you have had a hardship related to …
Is Refinancing A Better Alternative Than A Mortgage Forbearance? Read More »
Today’s everyday reality is pretty different than it looked just a few weeks ago. We’re learning how to do a lot of things in new ways, from how we work remotely to how we engage with our friends and neighbors. Almost everything right now is shifting to a virtual format. One of the big changes …
How Technology Is Enabling the Real Estate Process Read More »
Our job is to help you navigate through one of the most important financial decisions you’ll ever make—purchasing or refinancing a home. Your trust in us is something we take very seriously as a mortgage professionals and because of this, we wanted to reach out and address a topic that we’ve seen a lot of …
3 Things To Consider Before Requesting A Mortgage Forbearance Read More »
While we are all getting a little freaked out looking at our 401K’s, this past month has provided opportunities to refinance and purchase new homes that have not been seen since 2012 and prior to that you had to go back to the 1940s to see interest rates as low. These rates are being driven …
The housing market has started off much stronger this year than it did last year. Lower mortgage interest rates have been a driving factor in that change. The average 30-year rate in 2019, according to Freddie Mac, was 3.94%. Today that rate is closer to 3.5%. The Census Bureau also just reported the highest homeownership rate since 2014 for people under 35. This is evidence …
