The latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we’ve learned after closing more than 4,000+ home loans over the past 15 years.
If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year, and possibly beyond. While the pandemic continues, …
The 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals: “The majority of millennials not only want to own a home, but 84% of millennials in 2019 considered it a major part of the American Dream.” Unfortunately, the myths surrounding the barriers to …
The 7-Year Reporting Period is the time allowed for derogatory items to remain on your credit reports. Why It Matters Knowing what is in your credit report, and how long it can be there, is important because it helps you manage your credit, evaluate your credit obligations and improve your credit rating. What You Need …
Whether applying for a purchase loan or refinancing your existing mortgage, there are dozens of different things that can impact your ability to qualify for a loan to varying degrees. Some of the most significant are: Credit Score – One of the “Big Three” pillars of qualifying for a loan. Higher scores make multiple loan …
How we help those who have served our country… We salute those who have served our country in war or peace, and we thank them for their sacrifice. 2019 marked the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities for …
Where Are Mortgage Interest Rates? In case you haven’t heard, mortgage rates are at the lowest point in history. For the best qualified borrower rates and firmly below 3%. If your interest rate is in the mid 3’s or higher, it is worth reaching out to us to see if refinancing might make sense. Remember …
Mortgage Rate Changes & Moving During A Pandemic Read More »
Pending Home Sales increased by 44.3% in May, registering the highest month-over-month gain in the index since the National Association of Realtors (NAR) started tracking this metric in January 2001. So, what exactly are pending home sales, and why is this rebound so important? According to NAR, the Pending Home Sales Index (PHS) is: “A leading indicator of housing activity, …
This summer, many buyers are getting ready to enter the housing market. Others continue dreaming about the homes they’d like to buy. The truth is, many potential buyers continue to dream longer than they need to, simply because they’re confused about the homebuying process. Thankfully, working with a trusted real estate professional can help ease …
How Trusted Professionals Make Homebuying Easier to Understand Read More »
Today, home mortgage interest rates are hovering near all-time lows and there’s more incentive now more than ever to purchase a home or refinance. Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars …
Purchasing a home can be the most major financial event in your life. Given that, you want to ensure you are doing everything you can to avoid overpaying for your dream home. It’s not that difficult, but unfortunately you do not have a long time to decide. What is the best price to offer that …
