Blog

The latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we’ve learned after closing more than 4,000+ home loans over the past 15 years.

Will Home Values Appreciate or Depreciate in 2020?

With the housing market staggered to some degree by the health crisis the country is currently facing, some potential purchasers are questioning whether home values will be impacted. The price of any item is determined by supply as well as the market’s demand for that item. Each month the National Association of Realtors (NAR) surveys “over 50,000 real …

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Is Refinancing A Better Alternative Than A Mortgage Forbearance?

By now, If you are a homeowner and have a mortgage, you most likely have heard about the option for mortgage forbearance. The government, in their infinite wisdom, came up with this plan to allow homeowners to skip monthly mortgage payments for up to six months assuming that you have had a hardship related to …

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How Technology Is Enabling the Real Estate Process

Today’s everyday reality is pretty different than it looked just a few weeks ago. We’re learning how to do a lot of things in new ways, from how we work remotely to how we engage with our friends and neighbors. Almost everything right now is shifting to a virtual format. One of the big changes …

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3 Things To Consider Before Requesting A Mortgage Forbearance

Our job is to help you navigate through one of the most important financial decisions you’ll ever make—purchasing or refinancing a home. Your trust in us is something we take very seriously as a mortgage professionals and because of this, we wanted to reach out and address a topic that we’ve seen a lot of …

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Thinking of Selling? Now May Be the Time.

The housing market has started off much stronger this year than it did last year. Lower mortgage interest rates have been a driving factor in that change. The average 30-year rate in 2019, according to Freddie Mac, was 3.94%. Today that rate is closer to 3.5%. The Census Bureau also just reported the highest homeownership rate since 2014 for people under 35. This is evidence …

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Instant Offers for Your Home – The Real Cost of Convenience

What Are Instant Home Offers? Have you heard the term iBuyer? You’ve probably heard of these companies: Zillow, Offerpad, Opendoor, and Knock; all part of a growing segment of tech companies getting into real estate. I know you’ve heard the commercials: get an instant cash offer, sell your home for free, no repairs, no strangers …

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