Purchasing a home can be the most major financial event in your life. Given that, you want to ensure you are doing everything you can to avoid overpaying for your dream home. It’s not that difficult, but unfortunately you do not have a long time to decide. What is the best price to offer that maximizes your value while, at the same time, makes a fair offer ...Continue Reading →
It’s safe to say, most people are aware of the ever-so-popular home buying reality TV shows. And it’s probably also safe to say most people watch, have watched, or have at least been in the room while someone watched one of these shows… Property Virgins, Love it or List It, House Hunters, Property Brothers… and the list goes on. And what makes them exciting on a personal level is when you realize the episode about to come on is set ...Continue Reading →
These days Atlanta homes are selling quickly and buyer competition can be tough. That’s why at The Family Mortgage Team in Atlanta, we stress to our clients the importance of getting pre-qualified before ever going to even look at a home! And with homes today having multiple offers, most of the time a simple pre-qualification isn’t enough to seal the deal. Below we explain the 3 types of pre-approvals; Pre-Qualification, Certified Homebuyer, and Pre-Approval. One of which ...Continue Reading →
When shopping for the best Atlanta mortgage rates you must be on the ball. Mortgage rates can, and will, change constantly…daily…sometimes twice or three times daily! It’s important that you know where to look to ensure that you’re ahead of rate trends and get a good deal when shopping for a mortgage loan.
Here are some things that you can do to make sure that you ...Continue Reading →
Are a homeowner in Georgia looking to refinance your mortgage but you owe more than your home is worth?
You may be a candidate for a HARP refinance loan despite your homes value. There a few requirements for obtaining a Georgia HARP loan and the process can be a little complicated but don’t sweat it. ...Continue Reading →
Once you are satisfied that you are working with a top-quality professional mortgage advisor, here are the rules and secrets you must know to “shop” effectively.
First, IF IT SEEMS TOO GOOD TO BE TRUE, IT PROBABLY IS. But you didn’t really need us to tell you that, did you? Mortgage money and interest rates all come from the same places, and if something sounds really unbelievable, it’s better to ask a few more questions and find the hook. Is there ...Continue Reading →