These days Atlanta homes are selling quickly and buyer competition can be tough. That’s why at The Family Mortgage Team in Atlanta, we stress to our clients the importance of getting pre-qualified before ever going to even look at a home! And with homes today having multiple offers, most of the time a simple pre-qualification isn’t enough to seal the deal. Below we explain the 3 types of pre-approvals; Pre-Qualification, Certified Homebuyer, and Pre-Approval. One of which ...Continue Reading →
Some of the most important things you need to know as an adult are not taught at school, and Credit Scoring is one of those things. As a matter of fact, we knew very little ourselves when we started this business 15 years ago. Since then, we have learned how important it is for everyone to understand credit scoring because it’s fundamentally important in every facet of life— from finding a good job, to buying a car, to obtaining insurance ...Continue Reading →
With the many changes to the mortgage and real estate industry over the past few years, there seems to be a lot of he said, she said information being passed around. At The Family Mortgage Team in Atlanta, our job is to educate our clients as much as possible up-front. And this goes for everyone; whether you’re a first time homebuyer or purchasing your second investment property, every loan and every situation is different. So we’ve put together this infographic ...Continue Reading →
Home Buying Challenges? We have solutions!
As a potential homebuyer, you might encounter some unique challenges that may not always have a clear solution. Consider the following obstacles we see most often and solutions we’ve seen work effectively in the current marketplace:
Challenge: Lack of Housing Inventory
Solution: If you are searching for a new home ...Continue Reading →
I think most of us can agree that computers and advances in technology have made our lives so much easier. From Google, to GPS, to online bill pay, and ‘the cloud’…it’s all great! But unfortunately, it has made things easier for criminals too. Over the years, identity fraud has been a growing industry in America, with a new person being victimized every two seconds. It has reached such massive proportions that in 2013 alone; 1.6 Billion dollars were lost due ...Continue Reading →
Five long years after the start of the financial crises, the government has finally devised a plan to assist the millions of Americans who fell on hard times and lost their home or were forced to file bankruptcy. In a nutshell, the program provides an opportunity to purchase a new home for people who experienced an adverse “Economic Event,” such as the loss of a job and/or income.
Some of the conditions for the program state that the economic event ...Continue Reading →
Spring is upon us so you might be thinking about selling your house again. In Atlanta, we finally had the first year-over-year increase in five long years. How much values increased (if they did at all) in your neighborhood depends on your specific area of Atlanta, but most of us experienced a pop in value. So more homeowners are now contemplating selling for the first time since the financial crisis hit. At the same ...Continue Reading →