10 Credit Don’ts During the Loan Process

10 Credit Don’ts During the Loan Process

Listed below are the 10 credit mistakes to avoid once you’ve been approved for a loan! And if at anytime during your loan process you are unsure about something, always call your loan officer to confirm!

  1. DON’T DO ANYTHING THAT WILL CAUSE A RED FLAG TO BE RAISED BY THE CREDIT SCORING SYSTEM. This would include adding new accounts, co-signing on a loan, changing your name or address ...
Continue Reading →

Buying a Home: What You See vs. What You Get

Buying a Home: What You See vs. What You Get

It’s safe to say, most people are aware of the ever-so-popular home buying reality TV shows. And it’s probably also safe to say most people watch, have watched, or have at least been in the room while someone watched one of these shows… Property Virgins, Love it or List It, House Hunters, Property Brothers… and the list goes on. And what makes them exciting on a personal level is when you realize the episode about to come on is set ...

Continue Reading →

3 Strategies to Rectify Thin Credit History

3 Strategies to Rectify Thin Credit History

When preparing to get a mortgage, lenders take a look at your credit history and typically want to see at least three (3) trade lines that have been open for two years or more. By trade lines we mean credit cards, car loans, student loans or any other form of credit you may have opened that would be reported to the credit reporting agencies. If you don’t have these minimum requirements, all hope is not lost. Consider jump-starting your ...

Continue Reading →

CONGRATULATIONS to our iPad Winner!!!

CONGRATULATIONS to our iPad Winner!!!

In today’s reality, before making any sort of purchase or investment in anything anywhere you more than likely read reviews on the company or product beforehand. And when our clients take the time to write us a review on any of our pages (Yelp, Facebook, LinkedIn, Angie’s List, Trulia, Zillow, & Google+), we have nothing but sincere appreciation for their efforts!

So for our most recent online review drawing, we’d like to say…. Thank you and Congratulations to Rick for putting your ...

Continue Reading →

6 Steps to Obtaining a Pre-Approval

6 Steps to Obtaining a Pre-Approval

Being proactive in the home buying process can be the difference between your offer on a home being accepted or declined. By contacting a loan officer prior to looking for a home, you’ve not only educated yourself on what you can afford, but you’ve positioned yourself to make a stronger offer on a house. We’ve mentioned before the various types of approvals. And we’ve discussed how becoming a

Continue Reading →

COLLECTION ON YOUR CREDIT REPORT? BAD NEWS/GOOD NEWS…

COLLECTION ON YOUR CREDIT REPORT? BAD NEWS/GOOD NEWS…

You know the drill… You go to the doctor and give them your insurance card. You typically pay a co-pay. If you have a deductible, you might pay that upfront. After you leave the appointment, the doctor or hospital submits a claim to your health insurance company for payment of the allowed amount. Depending on your plan, maybe your insurance covers the entire bill; but more often than not, you receive an invoice showing a balance due. Thinking the insurance ...

Continue Reading →

Previous Foreclosure Victims are Making Their Comeback!

Previous Foreclosure Victims are Making Their Comeback!

Homeowners who may have lost their homes due to foreclosure or short sale are finding their way back into the market place, thanks to some new lending guidelines. We like to call these buyers “Boomerang Buyers”. Now, when you hear the term ‘boomerang’ your mind may go straight to the child who left home for college and is now moving back after graduation… or maybe it reminds you that you’ve been wanting do dig out the old frisbee and ...

Continue Reading →

Turn your home into your Dream Home with One Simple Loan

Turn your home into your Dream Home with One Simple Loan

We hear it all the time, I live in the perfect location, great school district but if only we could… Let’s see; renovate the kitchen and bathrooms, add a sunroom, finish the basement, build a swimming pool, put an office over the garage or even add a second floor to our house. You get the idea, it is nice to dream. But maybe these sorts of renovations aren’t just a dream. In One Simple Loan with The Family Mortgage Team ...

Continue Reading →

Owning a Home is Still the Dream!

Owning a Home is Still the Dream!

Despite the still recent economic recession, owning a home is still the American Dream and many consider the investment of owning a great one! Most renters hope to own a home one day, adults view homeownership as the best long-term investment and almost 100% of homeowners are happy with their decision to buy. And with rates this low, now is your time to buy in the Atlanta area!

Let The Family Mortgage Team of Atlanta assist you in reaching your financial ...

Continue Reading →

Still renting? Struggling with the decision to purchase your first home?

Still renting? Struggling with the decision to purchase your first home?

There are so many questions that come up when considering the purchase of a home. See if this sounds familiar; “I’m not sure we could qualify”… “We don’t have any money for a down payment” … “My credit isn’t very good”…or maybe it’s as simple as just not knowing if purchasing is the best decision.

These are all very legitimate questions that need to be addressed. Most young people want to buy a house at some point, they just ...

Continue Reading →
Page 5 of 7 «...34567

Pin It on Pinterest