Selling a House? 10 Things Home Buyers Look For

Selling a House? 10 Things Home Buyers Look For

Previously we’ve mentioned how great today’s rates are compared to the past and we’ve broken down the cost of waiting to buy. But, what about selling a house? Maybe it’s time to move-up and buy for a growing family, or maybe you’re now empty nesters and it’s time to sell and move to a new location, or maybe you’re in a better financial position ...

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Short Sale & Foreclosure Victims: 6 Reasons You Can Buy Again

Short Sale & Foreclosure Victims: 6 Reasons You Can Buy Again

A Short Sale or a Foreclosure is most definitely not something anyone wishes upon them self or their loved ones. But, if you happen to be one of the many Americans who unfortunately experienced a Short Sale or Foreclosure, The Family Mortgage Team of Atlanta has good news for you! Listed below and in our infographic you’ll see Six Reasons Past Short Sale Sellers can (and ...

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Home Buying: 5 Things to Consider First

Home Buying: 5 Things to Consider First

Whether you’re a first time home buyer or a move-up buyer, before buying a house, it’s important to check out all aspects of the new home to prevent costly mistakes in the future. The following list represents issues that have the potential of turning your home ownership dream into a night-mare:

1. Siding – Houses built in the 1980’s & ’90’s are more susceptible to cheap siding which can trap moisture if not properly maintained. ...

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The Benefits of Getting a Pre-Approval

The Benefits of Getting a Pre-Approval

Faster closing times, stronger purchasing power, and  greater loan flexibility are just a few of the ways getting pre-approved puts you at an advantage prior to ever even looking at a home. Often times when home buyers decide they’re ready to buy, the first person they contact is a Realtor. However, not only does speaking with a Lender prior to looking at houses give you and your Realtor a better idea of what you can actually afford, you also put yourself ahead of ...

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10 Credit Don’ts During the Loan Process

10 Credit Don’ts During the Loan Process

Listed below are the 10 credit mistakes to avoid once you’ve been approved for a loan! And if at anytime during your loan process you are unsure about something, always call your loan officer to confirm!

  1. DON’T DO ANYTHING THAT WILL CAUSE A RED FLAG TO BE RAISED BY THE CREDIT SCORING SYSTEM. This would include adding new accounts, co-signing on a loan, changing your name or address ...
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Buying a Home: What You See vs. What You Get

Buying a Home: What You See vs. What You Get

It’s safe to say, most people are aware of the ever-so-popular home buying reality TV shows. And it’s probably also safe to say most people watch, have watched, or have at least been in the room while someone watched one of these shows… Property Virgins, Love it or List It, House Hunters, Property Brothers… and the list goes on. And what makes them exciting on a personal level is when you realize the episode about to come on is set ...

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3 Strategies to Rectify Thin Credit History

3 Strategies to Rectify Thin Credit History

When preparing to get a mortgage, lenders take a look at your credit history and typically want to see at least three (3) trade lines that have been open for two years or more. By trade lines we mean credit cards, car loans, student loans or any other form of credit you may have opened that would be reported to the credit reporting agencies. If you don’t have these minimum requirements, all hope is not lost. Consider jump-starting your ...

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CONGRATULATIONS to our iPad Winner!!!

CONGRATULATIONS to our iPad Winner!!!

In today’s reality, before making any sort of purchase or investment in anything anywhere you more than likely read reviews on the company or product beforehand. And when our clients take the time to write us a review on any of our pages (Yelp, Facebook, LinkedIn, Angie’s List, Trulia, Zillow, & Google+), we have nothing but sincere appreciation for their efforts!

So for our most recent online review drawing, we’d like to say…. Thank you and Congratulations to Rick for putting your ...

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6 Steps to Obtaining a Pre-Approval

6 Steps to Obtaining a Pre-Approval

Being proactive in the home buying process can be the difference between your offer on a home being accepted or declined. By contacting a loan officer prior to looking for a home, you’ve not only educated yourself on what you can afford, but you’ve positioned yourself to make a stronger offer on a house. We’ve mentioned before the various types of approvals. And we’ve discussed how becoming a

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COLLECTION ON YOUR CREDIT REPORT? BAD NEWS/GOOD NEWS…

COLLECTION ON YOUR CREDIT REPORT? BAD NEWS/GOOD NEWS…

You know the drill… You go to the doctor and give them your insurance card. You typically pay a co-pay. If you have a deductible, you might pay that upfront. After you leave the appointment, the doctor or hospital submits a claim to your health insurance company for payment of the allowed amount. Depending on your plan, maybe your insurance covers the entire bill; but more often than not, you receive an invoice showing a balance due. Thinking the insurance ...

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