Being proactive in the home buying process can be the difference between your offer on a home being accepted or declined. By contacting a loan officer prior to looking for a home, you’ve not only educated yourself on what you can afford, but you’ve positioned yourself to make a stronger offer on a house. We’ve mentioned before the various types of approvals. And we’ve discussed how becoming aContinue Reading →
You know the drill… You go to the doctor and give them your insurance card. You typically pay a co-pay. If you have a deductible, you might pay that upfront. After you leave the appointment, the doctor or hospital submits a claim to your health insurance company for payment of the allowed amount. Depending on your plan, maybe your insurance covers the entire bill; but more often than not, you receive an invoice showing a balance due. Thinking the insurance ...Continue Reading →
Homeowners who may have lost their homes due to foreclosure or short sale are finding their way back into the market place, thanks to some new lending guidelines. We like to call these buyers “Boomerang Buyers”. Now, when you hear the term ‘boomerang’ your mind may go straight to the child who left home for college and is now moving back after graduation… or maybe it reminds you that you’ve been wanting do dig out the old frisbee and ...Continue Reading →
Despite the still recent economic recession, owning a home is still the American Dream and many consider the investment of owning a great one! Most renters hope to own a home one day, adults view homeownership as the best long-term investment and almost 100% of homeowners are happy with their decision to buy. And with rates this low, now is your time to buy in the Atlanta area!
Let The Family Mortgage Team of Atlanta assist you in reaching your financial ...Continue Reading →
These days Atlanta homes are selling quickly and buyer competition can be tough. That’s why at The Family Mortgage Team in Atlanta, we stress to our clients the importance of getting pre-qualified before ever going to even look at a home! And with homes today having multiple offers, most of the time a simple pre-qualification isn’t enough to seal the deal. Below we explain the 3 types of pre-approvals; Pre-Qualification, Certified Homebuyer, and Pre-Approval. One of which ...Continue Reading →
Some of the most important things you need to know as an adult are not taught at school, and Credit Scoring is one of those things. As a matter of fact, we knew very little ourselves when we started this business 15 years ago. Since then, we have learned how important it is for everyone to understand credit scoring because it’s fundamentally important in every facet of life— from finding a good job, to buying a car, to obtaining insurance ...Continue Reading →
With the many changes to the mortgage and real estate industry over the past few years, there seems to be a lot of he said, she said information being passed around. At The Family Mortgage Team in Atlanta, our job is to educate our clients as much as possible up-front. And this goes for everyone; whether you’re a first time homebuyer or purchasing your second investment property, every loan and every situation is different. So we’ve put together this infographic ...Continue Reading →
Home Buying Challenges? We have solutions!
As a potential homebuyer, you might encounter some unique challenges that may not always have a clear solution. Consider the following obstacles we see most often and solutions we’ve seen work effectively in the current marketplace:
Challenge: Lack of Housing Inventory
Solution: If you are searching for a new home ...Continue Reading →