The Family Mortgage Team can help you get a personalized interest rate quote.Continue Reading →
For many homebuyers, choosing a neighborhood is more important than choosing a house when shopping for a place to live. You can repair, remodel, or renovate a house but there are many things about a neighborhood you can’t change. What should a buyer look for in a neighborhood? This list may change based on your interests, but there are many neighborhood factors that can add value to your home. Remember, it is all about “Location, location, ...Continue Reading →
Here are four reasons why Spring is a great time to buy a home.
According to CoreLogic’s latest Home Price Index report, home prices have appreciated by 6.6% over the last 12 months and prices will continue to rise over the next year (approximately 4.3%). If you are waiting for the bottom of the market with regards to home values, waiting no longer makes sense; The bottom has come and gone.
Increasing Interest Rates
Freddie Mac’s Primary Mortgage ...Continue Reading →
Categories: Articles, Benefits of Ownership, Blog, Education, Fannie and Freddie, Featured Articles, Finding Your Home, First Time Buyers, General, Home Buyers, Interest Rates, Interest Rates, Misconceptions, The Buying Process
As the population ages and more baby boomers near retirement, the question of what to do about housing becomes an important one. Given the low available inventory in the starter and trade-up home categories, it makes sense for homeowners to evaluate their homes’ ability to adapt to whatever needs retirement may bring. According to NAEBA (National Association of Exclusive Buyers Agents), there are 7 factors that you should consider when choosing your retirement home.
“It may be ...Continue Reading →
Categories: Articles, Atlanta Housing Market, Benefits of Ownership, Blog, Education, Featured Articles, Finding Your Home, General, Home Buyers, Insurance, Interest Rates, Misconceptions, Property Taxes, Refinance, The Buying Process
When you find a house you love and are ready to make an offer to the seller, the ideal situation would be for the first offer to be accepted. This can be a challenge when there are multiple offers so it is a good idea to present the best, cleanest offer you can without doing anything to sabotage yourself in the process.
Although there are many ways in which you can sabotage yourself, all are avoidable.
- No Pre-Approval
Continue Reading →
Purchasing a home can be one of the most rewarding and meaningful transactions folks will ever be a part of. Outside of the obvious reasons for owing a home (shelter from the elements, more space for a growing family, shortened commute to work/school/family, etc.) using your home for its investment aspects is especially attractive given current rates and market conditions. I would, however, argue that you should not just consider the investment, the pricing, or the timing of the ...Continue Reading →
….You Should Write A Letter To The Seller!
Buyers are getting frustrated with lower inventory levels & when they do FINALLY find a place to make an offer on, they find out there are other people doing the same. Sound familiar? If you would like to dramatically increase the odds of the seller accepting your offer over ...Continue Reading →
…..The Catch 22
Here’s the Situation: You think you don’t have enough money saved to purchase a home, so you’re renting for a few more months… or even years.
But here’s the Problem: The cost to rent is steadily increasing; however renter’s total income is not. In turn, a higher percentage of income goes towards rent and ...Continue Reading →
A NEW YEAR brings new opportunities, and 2015 will be no different, especially if you are a homeowner —or aspiring to become one— and these eight predictions for the mortgage and real estate industries come true… Drum roll please?
- Mortgage interest rates will hold steady at crazy low levels. In spite of the fact that the Federal Reserve will likely raise short term rates (which will increase ARM rates), long term rates will stay low driven by low ...
For a long time the real estate market was saturated with foreclosures. In fact, according to one expert, 60% of real estate sales in recent years have been through foreclosures and short sales. Over time, most of them have cleared out and the ones that still remain are in conditions that most buyers think they don’t have the money to fix.
Enter the renovation loan. In many ways, purchasing a home with a Continue Reading →