When Should You Start Looking for a Home?

When Should You Start Looking for a Home?

If you are thinking about purchasing a home in the next year, the sooner you start looking, the better. Why start so soon? There are a lot of moving parts to buying a home. Getting a plan in place is the key to success.

Let’s look at all the moving parts:

– Make the decision to purchase and set an ideal time to close on a home. For example, when does your lease expire?

– Look into a mortgage pre-approval. ...

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Purchase Debt Consolidation Example

 

In our first video blog entry, Scott talks about restructuring your mortgage to help consolidate debt.

Until Next Time!!

The FMT

12.10.2018

 

 

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My Rate

The Family Mortgage Team can help you get a personalized interest rate quote.

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Choosing a Neighborhood: 6 Things to Consider

Choosing a Neighborhood:  6 Things to Consider

For many homebuyers, choosing a neighborhood is more important than choosing a house when shopping for a place to live. You can repair, remodel, or renovate a house but there are many things about a neighborhood you can’t change. What should a buyer look for in a neighborhood? This list may change based on your interests, but there are many neighborhood factors that can add value to your home. Remember, it is all about “Location, location, ...

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Spring is a Great Time to Buy a Home!!

Spring is a Great Time to Buy a Home!!

Here are four reasons why Spring is a great time to buy a home.

Rising Prices

According to CoreLogic’s latest Home Price Index report, home prices have appreciated by 6.6% over the last 12 months and prices will continue to rise over the next year (approximately 4.3%). If you are waiting for the bottom of the market with regards to home values, waiting no longer makes sense; The bottom has come and gone.

Increasing Interest Rates

Freddie Mac’s Primary Mortgage ...

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7 Factors: What to Consider When Choosing a Home to Retire In

7 Factors:  What to Consider When Choosing a Home to Retire In

As the population ages and more baby boomers near retirement, the question of what to do about housing becomes an important one. Given the low available inventory in the starter and trade-up home categories, it makes sense for homeowners to evaluate their homes’ ability to adapt to whatever needs retirement may bring. According to NAEBA (National Association of Exclusive Buyers Agents), there are 7 factors that you should consider when choosing your retirement home.

  1. Affordability

“It may be ...

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7 Ways to Sabotage Your Offer

7 Ways to Sabotage Your Offer

When you find a house you love and are ready to make an offer to the seller, the ideal situation would be for the first offer to be accepted. This can be a challenge when there are multiple offers so it is a good idea to present the best, cleanest offer you can without doing anything to sabotage yourself in the process.
Although there are many ways in which you can sabotage yourself, all are avoidable.

  1. No Pre-Approval

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Top Reasons a House is More Than an Investment

Top Reasons a House is More Than an Investment

Purchasing a home can be one of the most rewarding and meaningful transactions folks will ever be a part of. Outside of the obvious reasons for owing a home (shelter from the elements, more space for a growing family, shortened commute to work/school/family, etc.) using your home for its investment aspects is especially attractive given current rates and market conditions. I would, however, argue that you should not just consider the investment, the pricing, or the timing of the ...

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Really Want A House You Toured?

….You Should Write A Letter To The Seller!

Buyers are getting frustrated with lower inventory levels & when they do FINALLY find a place to make an offer on, they find out there are other people doing the same.  Sound familiar? If you would like to dramatically increase the odds of the seller accepting your offer over ...

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Renting While Saving for a House:

…..The Catch 22

Here’s the Situation: You think you don’t have enough money saved to purchase a home, so you’re renting for a few more months… or even years.

But here’s the Problem: The cost to rent is steadily increasing; however renter’s total income is not. In turn, a higher percentage of income goes towards rent and ...

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