Renting While Saving for a House: The Catch 22

Renting While Saving for a House: The Catch 22

Here’s the Situation: You think you don’t have enough money saved to purchase a home, so you’re renting for a few more months… or even years.

But here’s the Problem: The cost to rent is steadily increasing; however renter’s total income is not. In turn, a higher percentage of income goes towards rent and less can go towards savings.

According to a study from the National Association of Realtors, “The gap between ...

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Your Atlanta Renovation Loan Guide

Your Atlanta Renovation Loan Guide

For a long time the real estate market was saturated with foreclosures. In fact, according to one expert, 60% of real estate sales in recent years have been through foreclosures and short sales. Over time, most of them have cleared out and the ones that still remain are in conditions that most buyers think they don’t have the money to fix.

Enter the renovation loan. In many ways, purchasing a home with a Continue Reading →

10 Credit Don’ts During the Loan Process

10 Credit Don’ts During the Loan Process

Listed below are the 10 credit mistakes to avoid once you’ve been approved for a loan! And if at anytime during your loan process you are unsure about something, always call your loan officer to confirm!

  1. DON’T DO ANYTHING THAT WILL CAUSE A RED FLAG TO BE RAISED BY THE CREDIT SCORING SYSTEM. This would include adding new accounts, co-signing on a loan, changing your name or address ...
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The Best Atlanta Mortgage Rates | What You Need to Know

The Best Atlanta Mortgage Rates | What You Need to Know

When shopping for the best Atlanta mortgage rates you must be on the ball.  Mortgage rates can, and will, change constantly…daily…sometimes twice or three times daily! It’s important that you know where to look to ensure that you’re ahead of rate trends and get a good deal when shopping for a mortgage loan.

Here are some things that you can do to make sure that you ...

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