Buying a Home: What You See vs. What You Get

Buying a Home: What You See vs. What You Get

It’s safe to say, most people are aware of the ever-so-popular home buying reality TV shows. And it’s probably also safe to say most people watch, have watched, or have at least been in the room while someone watched one of these shows… Property Virgins, Love it or List It, House Hunters, Property Brothers… and the list goes on. And what makes them exciting on a personal level is when you realize the episode about to come on is set ...

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6 Steps to Obtaining a Pre-Approval

6 Steps to Obtaining a Pre-Approval

Being proactive in the home buying process can be the difference between your offer on a home being accepted or declined. By contacting a loan officer prior to looking for a home, you’ve not only educated yourself on what you can afford, but you’ve positioned yourself to make a stronger offer on a house. We’ve mentioned before the various types of approvals. And we’ve discussed how becoming a

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What are the 10 Biggest Home Seller Mistakes?

Real Estate Agents Rank Biggest Home Seller Mistakes by activerain.com

A recent survey of real estate agents by ActiveRain has confirmed that there are certain things a seller should avoid if they are trying to get their home sold for the best price in the least amount of time.
The results of this survey are no surprise to real estate agents, but sellers need to understand that eliminating as many hurdles as possible to the sale of your home will help ...

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Buying a New Home Before Selling Your Existing

Buying a New Home Before Selling Your Existing

Looking to buy new before selling your current home? Buying and selling a home can be complicated. But it doesn’t have to be if you know what you’re doing! In the video below I’ll walk you through 2 things to keep in mind if you’re buying a new home prior to selling your existing home. Take a moment to view these tips and as always, feel free to reach out to me with questions!

Does a Bi-Weekly Payment Plan pay off your Home Mortgage faster?

Does a Bi-Weekly Payment Plan pay off your Home Mortgage faster?

Getting rid of a mortgage payment sounds appealing to any homeowner, so those Bi-Weekly Payment Plans offered to you by your mortgage lender might seem like a great idea. Before signing any paperwork, however, keep in mind that a bank-managed payment plan may not be your best option for owning your home faster.

How can I use a bi-weekly mortgage ...

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Pre-Approved? You May Need a Second Opinion

Pre-Approved? You May Need a Second Opinion

Have you already been pre-approved for a mortgage?  If I were, you, I’d call for a “second opinion.”

If you have already been pre-approved or pre-qualified for a mortgage on your next home, are you absolutely sure you are getting the best deal?

I’m not talking about interest rate either.

I’m talking about the structure of the deal itself.  Donald Trump, in his book called “The Art of the Deal,” ...

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Shopping for a mortgage: How can I be sure I’m comparing apples to apples?

Shopping for a mortgage: How can I be sure I’m comparing apples to apples?

Once you are satisfied that you are working with a top-quality professional mortgage advisor, here are the rules and secrets you must know to “shop” effectively.

First, IF IT SEEMS TOO GOOD TO BE TRUE, IT PROBABLY IS. But you didn’t really need us to tell you that, did you? Mortgage money and interest rates all come from the same places, and if something sounds really unbelievable, it’s better to ask a few more questions and find the hook. Is there ...

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Real Estate Agents | What Are Their Obligations

Real Estate Agents | What Are Their Obligations

About Real Estate Agency

One of the most common misconceptions that is shared by a large number of home buyers is that when working with a Real Estate Agent, he or she will “automatically” represent you as a buyer. As we will discuss, unless this is specifically disclosed in writing, in all probability the Agent will be representing theseller.

The traditional relationship (probably going back to when the first thatched hut was sold by someone other ...

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Common Loan Qualification Mistakes

Common Loan Qualification Mistakes

Once your loan package has been sent to the lender, there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consider:

Large Deposits

The lender is looking to see what your source of down payment is.
Your lender will most likely ask you to ...

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Home Down Payment Options

If you believe that you need a good chunk of change to purchase a home, your not alone. The vast majority of first time home buyers have little money to work with and consequently do not believe they are in a position to buy a home. Either that, or credit issues prevent you from investigating the possibilities. But times have changed.

A standard conventional loan will always require that the buyer contribute a ...

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