CREDIT SCORING 101

CREDIT SCORING 101

Some of the most important things you need to know as an adult are not taught at school, and Credit Scoring is one of those things. As a matter of fact, we knew very little ourselves when we started this business 15 years ago. Since then, we have learned how important it is for everyone to understand credit scoring because it’s fundamentally important in every facet of life— from finding a good job, to buying a car, to obtaining insurance ...

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Have You Checked Your Credit Score Lately?

Have You Checked Your Credit Score Lately?

With it already being almost May and the transition into 2014 having finally ceased, you might be considering a move. Since real estate prices are up over 13% from last year in metro Atlanta, some of you may finally feel like you can sell for a price that makes sense. And based on real estate analyst predictions for the next year, it may benefit you to check out our previous post to find out what it could cost you ...

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Boomerang Buyers – The Next Homebuying Explosion

Boomerang Buyers – The Next Homebuying Explosion

The most recent recession affected each person and each family differently. Due to unfortunate circumstances beyond their control, many people lost their home. From 2009 – 2011 over 50% of all residential homes sales were attributed to either short sales or foreclosures. Fortunately, times have begun taking a turn for the better- Individuals, families, and businesses are finally getting back on their feet and the next home buying explosion is on the rise! To the benefit of those who may ...

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Is my credit good enough to purchase a home?

Credit Scores Up and DownCredit challenges often prevent folks from even considering home-ownership. This is a mistake. Even in the worst credit situations, you have to have a starting point. Once we have a loan application and pull a copy of your credit, we can make a quick determination if it’s possible to get you a loan and under what terms (what size down payment, ...

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