In Georgia, the closing attorney is negotiated as part of the Purchase and Sales Agreement. In the standard form used by the Georgia Association of Realtors, paragraph 3 on page 1 of the agreement provides for a blank to make this selection.

Most people are not aware that they can choose the attorney they work with, nor do they understand the vast difference that can exist in the fees that various attorneys charge. For example, the closing attorney will typically issue the title insurance policies for both the lender and the owner.

These fees are negotiable and can vary dramatically from attorney to attorney. In addition, the fees they charge for their services and the various “junk fees” can add up to large differences as well.

Here at Family Mortgage, we have negotiated special fees with our preferred attorney that will most likely save you hundreds, if not thousands of dollars. Remind your Realtor to consult with you prior to submitting any offer so you do not fall into the trap of going with “just anyone”.

 

Family Mortgage is a team of professionals dedicated to insuring that your loan is not just a transaction. To us it is a lifetime relationship
developed around three distinct concepts;
1) investigating your hopes and dreams and insuring that we use the mortgage to maximize and leverage opportunities to realize those goals.

2) delivering a simplified loan process that communicates the loan status every step of the way.

3) insuring that we deliver value on a monthly basis after your loan closes, including but not limited to, annual financial checkups, monthly newsettes with valuable tips and tricks and constantly monitoring your loan to seize opportunities to save you money on a monthly basis.