Monthly Payment Calculator
This tool will calculate your monthly payment based on the loan amount, interest rate, and term that you provide.

Payment Schedule Calculator
This calculator will calculate the breakdown of principal and interest payments for each year that you will be paying for the life of the loan.

Extra Payment Calculator
This tool will allow you to see how much money you can save by increasing your monthly payment.

How Much Can I Afford?
By entering in your desired monthly payment, interest rate, and term, we can calculate the maximum loan amount you can afford.

Prequalification Calculator
To get a sense of how much you may be able to borrow.

Rent vs. Own Calculator
To estimate the benefits of owning a home as opposed to renting.

Should I Consolidate My Debt?
Discover your potential monthly savings by combining your bills into a single source. Eliminate high interest rate credit card and installment loans with a tax deductible (consult your tax advisor) consolidation loan. Use our calculator to figure how long before your savings equal the cost of obtaining a new consolidation loan.   

Tax Benefits of Buying a Home
This calculator estimates the tax benefit of buying a home. Input your loan parameters and the month you purchased the home. Since home interest and points are captured in itemized deductions, please estimate your Schedule A itemized deductions. Your itemized deductions including your mortgage deductions will be compared to your standard deduction to calculate the tax benefit of purchasing your home.

How Much Will My Principal Be?
This calculator figures your principal balance after any number of payments. Input the beginning principal amount, interest rate, length of the loan, and the number of payments to analyze. This information can be helpful when analyzing an adjustable rate product. After 3 years, your balance will reamortize to the adjustable rate. You can take the principal balance and use our payment calculator to analyze your new payment at various interest rates.

 

Prepaying a mortgage – paying extra principal on a regular basis – is an easy way to dramatically reduce the term of your loan. To show you exactly how dramatically, we have an example below that shows the impact of paying an additional principal payment with each scheduled mortgage payment.  We have given you three scenarios to evaluate and highlighted the amount of the interest saved over the term of the loan.  This is a simple but profitable habit that will save you thousands in interest over the (now-shorter) life of the loan. more

Ads like these in newspapers and magazines, on television and the Internet, and in coupon mailings to your home may sound like the ticket to your dream home or car. They offer the chance to buy a big ticket item at auction - for well below its market value. What deals! Just call the toll-free number for more information.

Is there a catch? You bet!