Options    Lower rate, need cash out, consolidate debt, better monthly cash flow, money for children’s education, pull money from one house to purchase another, etc… are just a few reasons why people consider refinancing. But does it really make sense? Should you pay closing costs, pay reduced cost or no closing costs at all. For example, whether you pay closing costs or not is predicated on many factors. You need someone who can shoot straight with you about whether it even makes sense and if so, show you the different loan options available in such a way that you can make an intelligent decision. Ideally you want to look at the total cost of each loan refinancing option over a period of time…that’s where we can help.

Comparison shopping for a mortgage can be frustrating for even a seasoned pro. It seems like every company has a slightly different estimate forms and call various fees different things. It is extremely difficult to get an apples to apples comparison. But the one thing that you shouldn't do is get the quote over the phone or off an internet site. Always get your quote in writing in the form of a Good Faith Estimate. Follow these steps to insure you're comparing the same thing.

 

No Closing Cost    There are pro’s and con’s to every decision. We developed a site that explains exactly how a no cost loan works and if it makes sense for your particular situation. Education is power…learn to analyze your options

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Reasons to refinance

Will I have to write a check at closing?

Can I roll in my 2nd mortgage?

Can I roll in my closing cost?

Do I need an Appraisal?

 

The loan process

Do I need an appraisal?

Qualifying for a loan – The Real Facts

Do I need to pay PMI?

What happens to my existing escrow account?

 

  

Whether you're a local relocation or relocating from the west coast, you owe it to yourself to select the perfect real estate agent that can help you determine the best area of Atlanta to focus on; one that offers the best combination of commute, schools and proximity to the recreation activities you desire.

There is a real difference when you employ a personal real estate consultant. You and your family will have an advocate and someone you can trust to answer questions.  Give us a call at 678.483.3300 today and we can refer you to that perfect agent to match your needs.