LocalWe’re a mortgage brokerage business based in Atlanta, Georgia committed to bringing you genuine information of value on home buying and home refinancing. We are licensed in both Georgia and Florida. This site is set up to navigate easily and covers virtually all aspects of the home loan process. Real estate market activity will be updated covering areas such as Marietta, Smyrna, Kennesaw, Powder Springs, Vinnings, Roswell, Alpharetta, Dunwoody, Cumming, Canton, Woodstock, Decatur, Midtown, Peachtree Corners, Duluth, Suwannee and much more. We give you the tools you need to easily understand and compare home financing and refinancing options.
Hi my name is Lucky and I was hired by Family Mortgage to provide valuable insights and tips on financial matters, home loans and protection of your private information.
Family Mortgage of Georgia
is a Georgia Residential Mortgage Licensee License #14292, NMLS #169211
1640 Powers Ferry Road
Building 4, Suite 300
Marietta, GA 30067
Cash Out? Consolidate debt, renovate your house, send your kids to college or even start a business. Learn more... No Cash Out? Convert from an adjustable rate to a fixed, combine a first and second loan or just lower your rate. Learn more... No closing Cost ! This method of refinancing should be investigated but is not for everyone. Learn if you’re a good candidate...
First Time
Home Buyer Because there is ton’s to learn, we developed a site that covers all the bases. Learn the ins and outs... Move Up Buyer When you decide to sell one house and buy another, there are many challenges. Learn how to minimize the disruption... Relocation to
Atlanta Moving from one area to another requires research “learn about smooth transitions”…
10 Reasons Why Have you ever asked a company point blank, why should we choose you? Learn how we differentiate ourselves... Our Guarantee The most comprehensive guarantee in the industry. Learn about our 3 part guarantee... Charities We donate on behalf of each loan we close to a charity you choose. Learn more about out program…
You can reach us @ 678.483.3300
Advantages to Becoming a Certified Homebuyer
In today's environment, a pre-qualification /approval letter isn't worth the paper it is written on. The only "rock solid" approval is one that has been actually underwritten upfront. We call this a Certified Homebuyer. There are several advantages to taking this initial step...click here to learn more
No Closing Cost Loans
No-cost home financing seems like an idea that's too good to be true. But it's here, and it's waiting for homeowners at Family Mortgage. No closing cost loans can be used for either a refinance or a purchase transaction, although they are most commonly associated with a refinance. Learn more at noclosingcostloansexplained.com
Atlanta Mortgage Broker
The main advantage of a utilizing a broker is that we can shop among hundreds of competing lenders on a daily basis. Lenders price loans based on supply and demand. Some weeks, lenders might have fantastic rates, only to raise them shortly thereafter to slow down the volume. It happens all the time.
So lenders are constantly “in and out of the game” depending on market dynamics. In addition, lenders are constantly changing their guidelines to offer more innovative and streamlined loan structures and products. Dealing with only one lender may limit your ability to qualify; cost you time, and get you a higher rate than you should be paying.
Buying a home is one of the biggest investments you will ever make. You need to make sure that you protect this investment with the right kind of insurance. There are a few different types of property insurance depending on what your specific purchase is that dictate what type of insurance you need. For example, if you are buying a home that you plan to live in as your primary residence you need to buy what is often referred to as a Homeowners or H3 policy.
Learn all you will need to know about insurance by clicking here.
Blog with Atlanta Mortgage and Real Estate Consultants
Get your articles or journal online today on our blog. Use our easy to use interface to publish your thoughs and questions, Mortgage and Real Estate questions answered every evening (sunday-thrusday) Start blogging now!
Free Atlanta Home Buyer E-Newsletter
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Order a Free Credit Report
To get the truly free report that you are entitled to each year, go to annualcreditreport.com. There are many that give you a free report if you sign up for xyz services. This site is strictly for you to order what you're entitled to. It is entirely your choice whether you order all three credit file disclosures at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit file disclosure from that particular credit reporting agency for 12 months. Click Here to learn more about your credit
Opportunity of a Lifetime for First-Time Buyers
For aspiring home owners who find their goal stubbornly elusive, newly enacted legislation providing a tax credit of as much as $7,500 for first-time home buyers might just be the opportunity of a lifetime.
But like so many of the good things in life, time is of the essence for buyers who want to take advantage of this outstanding opportunity. Only homes purchased on or after April 9, 2008 and before July 1, 2009 are eligible. Use this link to learn more about the tax credit.
Tax Benefits of Buying a Home
This calculator estimates the tax benefit of buying a home. Input your loan parameters and the month you purchased the home. Since home interest and points are captured in itemized deductions, please estimate your Schedule A itemized deductions. Your itemized deductions including your mortgage deductions will be compared to your standard deduction to calculate the tax benefit of purchasing your home.
In today's environment, a pre-qualification /approval letter isn't worth the paper it is written on. The only "rock solid" approval is one that has been actually underwritten upfront. We call this a Certified Homebuyer. There are several advantages to taking this initial step...